Application Step-by-Step

Follow these three simple steps to make sure you’re qualified and have the information necessary to quickly and smoothly move through the application process.

Step One: Will I Qualify?

Not sure if a loan through CEF is the right fit for you? Answer these five pre-qualification questions to help you determine your next step.

Prospect Survey
View all of our qualifications

Step Two: Submit a Loan Inquiry Form

Our brief loan inquiry form has questions that will help us get to know you better and better understand your vision for your business. Once completed, someone from our lending team will get back to you within two business days. Please note, this is not a formal loan application, but simply a questionnaire to help us determine if you qualify.


Step Three: Know What to Expect

While our lending team reviews your loan inquiry form (step two), you can review a list of documents and information we’ll need to get you started. Our lending team will walk you through the rest of the process and answer any questions you have to ensure you are prepared and ready to Start, Thrive, and Grow.


  • Tax ID and Business Structure (i.e. Corporation, LLC)
  • Current bank statement from additional accounts
  • Balance information on any outstanding merchant cash advances
  • For renters, landlord name and contact information
  • Average monthly sales, itemized by cash and credit card
  • Monthly business expenditures
  • List of business assets and value (equipment, vehicles, computers, etc.)
  • Debt information (credit card, additional loans, etc.)
  • Personal income and expense information
  • If applicable, personal income and expense information for a co-borrower