We provide loans for working capital, equipment or inventory purchase, purchases of franchises and existing businesses, business property improvements, gap financing for business real estate, and refinancing of high interest loans or credit cards. We also offer business lines of credit.
We have a Healthy Foods Fund for financing a wide range of healthy food businesses encompassing all segments of the food system. With this fund, we help reduce the “food deserts” in our state, which are communities that struggle to offer fresh fruit, vegetables, and other healthful whole foods largely due to a lack of grocery stores, farmers’ markets, or healthy food providers.
In addition, at little or no cost, we offer our borrowers in-house, one-on-one business training and coaching to help them succeed. We provide this training when and where they need it – in person, online or by phone – in English or Spanish.