CEF lends to start-up and existing small businesses throughout Colorado. Our loans range from $1,000 to $500,000, with rates and terms that vary. You may apply for a loan with a $25 application fee. Our lending guidelines are more flexible than traditional banks and we review all aspects of your request in our decision making process. We do not discriminate on the basis of race, color, religion, gender, marital status, disability, age, national origin or sexual orientation.